Travel and Medical Insurance

All international students must have appropriate and valid student medical and travel insurance while studying in New Zealand. Most of the policies available aboard do not comply as per the guidelines of The Education (Pastoral Care of International Students) Code of Practice 2016. Hence ACMI recommends the “International Student Insurance”  plan which includes cover for contents (possessions) while in New Zealand and also includes medical and travel cover with Southern Cross.

As per the guideline of The Education (Pastoral Care of International Students) Code of Practice 2016, all international students must ensure that they have proper medical and travel insurance covering the following prior to commencing their programme:


(a) The student’s travel

  1. (i) To and from New Zealand; and
  2. (ii) Within New Zealand; and
  3. (iii)If the travel is part of the course, outside New Zealand; and

(b) Medical care in New Zealand, including diagnosis, prescription, surgery, and hospitalisation; and

(c) Repatriation or expatriation of the student as a result of serious illness or injury, including cover of travel costs incurred by family members assisting repatriation or expatriation; and

(d) Death of the student, including cover of

  1. (i) Travel costs of family members to and from New Zealand; and
  2. (ii) Costs of repatriation or expatriation of the body; and
  3. (iii) Funeral expenses.

Please note that premium refunds are not normally permitted after the first 10 working days of the coverage period. Students can also update their policy to a family policy which will cover their spouse and children. You can also renew your policy with Southern Cross after your qualification as per your visa status.

Immigration New Zealand requires all international students to have appropriate medical / travel insurance cover for the full length of their student visa period as a condition of the student visa and students must confirm their insurance cover at the beginning of each semester. International students who do not provide evidence of their medical / travel insurance will be invoiced for the required cover.

Please note that international students without an appropriate and valid insurance policy will not be permitted into class.

Check Notice from Southern Cross Travel Insurance regarding COVID-19 Pandemic.